Deep analysis: When medical insurance payments enter the era of mobile medical

In August 2016, WeChat launched a mobile payment service for medical insurance in five hospitals in Nanshan, Shenzhen. For users who have passed the safety certification, WeChat can complete the medical insurance mobile payment for registration and outpatient service, breaking the tradition of only paying the medical insurance card offline for medical insurance payment settlement. 3 months, 330,000 Shenzhen citizens' experience, 3 times of queuing steps, 11,000 hours of waiting time savings.

This is the data that the reporters saw at the "Internet + People's Society" summit hosted by Tencent on November 30.

Wang Bo, vice president of Tencent, said at the meeting, "Internet + people's community is an industry enthusiasm, but also a social responsibility, need Tencent and human society departments, as well as partners to build an ecological together." Mobile Internet penetration from the initial The media and consumer sectors started, and in 2016 finally touched on the high security and more complex areas: social security. Medical , pension, education, human resources... These past closed, non-standardized areas are welcoming the impact of technology. And we should be happy to see it.

Policy promotion

China's governance structure is a typical "policy-driven". Many things that seem to be taken for granted first require policy approval. According to the Notice of the “Implementation of the Internet and Government Services” to carry out the pilot program for the implementation of information for the benefit of the people (the State Council issued Circular No. 23), which was forwarded by the General Office of the State Council in April this year, more than 80% of the basic public service matters in 2017 can be processed online. This includes the mobilization of service procedures such as social security inquiries and medical insurance payments.

The affirmation at the central level will certainly drive local enthusiasm. Soon, Shenzhen launched the medical insurance mobile payment pilot in June this year, and 17 hospitals participated, becoming the first city in the country to carry out mobile insurance mobile payment pilot. Alipay, WeChat, and Ping An’s wallet have become the three payment platforms for “drinking soup”.

Wang Bo, vice president of Tencent, said at the summit that the cooperation between Renshe and Tencent is based on the ability of Tencent to reach a large number of users. At present, the number of monthly active accounts of WeChat reaches 846 million, and the number of mobile QQ monthly active accounts is as high as 647 million, which is related to The 930 million users of the human society service are close in size, so there will definitely be a "highly coincident" population.

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